Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # ca0123282  |  $1,490.00 Monthly

Commercial  |  For Lease

5 4609 50 Avenue , Sylvan Lake, Alberta, Canada

Great parking and exposure next to Panago Pizza and DQ. Large open area. Other rooms in back include 1 bathroom, ... Get More Info


Listing # ca0124621  |  $2,000.00 Monthly

Commercial  |  For Lease

5 4 Cuendet Industrial Way , Sylvan Lake, Alberta, Canada

2000 OR 4000 sq ft if you take both units. LOCATION is a hot one on Hwy 20 with access road frontage give great ... Get More Info


Listing # ca0131299  |  $14.00 $14.00 / Square Feet

Commercial  |  For Lease

102 8026 A Edgar Industrial Crescent , Red Deer, Alberta, Canada

High Visibility to Highway 2 which is one of the busiest highways in Canada with over 40,000 vehicles daily. Easy access... Get More Info


Listing # ca0116832  |  $134,900.00

Condo  |  For Sale

3002 25074 South Pine Lake Road , Red Deer County, Alberta, Canada

CHEAPER THEN BUYING A LOT !This Modular home was manufactured in Edmonton for our weather year round. If you enjoy golf... Get More Info


Listing # ca0144311  |  $144,900.00

Condo  |  For Sale

307 56 Carroll Crescent , Red Deer, Alberta, Canada

One bedroom desirable top floor unit. This 55 plus adult community complex offers a friendly place to call home with ... Get More Info


Listing # ca0151519  |  $164,900.00

Condo  |  For Sale

703 5220 50A Avenue , Sylvan Lake, Alberta, Canada

Great opportunity for revenue property or first time buyers. 2 Bed 2 Bath suite with a bonus den! Close to the beach, ... Get More Info


Listing # ca0143785  |  $184,900.00

House  |  For Sale

5033 54 Avenue , Rimbey, Alberta, Canada

If your lifestyle wish list includes living in a quiet neighbourhood with great neighbours and easy walks to ... Get More Info


Listing # ca0142684  |  $200,000.00

Condo  |  For Sale

601 5220 50A Avenue , Sylvan Lake, Alberta, Canada

A Rare 3 BEDROOM two STOREY find in the best location facing the lake. Good value based on square footage comparison ... Get More Info


Listing # ca0126800  |  $249,900.00

Condo  |  For Sale

317 5040 53 Street , Sylvan Lake, Alberta, Canada

SUBSIDIZED CONDO FEES 50% OFF ! 1st class building in a premiere Sylvan Lake location short walk from the lake & ... Get More Info


Listing # ca0127232  |  $259,900.00

House  |  For Sale

3919 50 Avenue , Sylvan Lake, Alberta, Canada

ONE BLOCK TO LAKESHORE Drive makes it a very promising Air BnB income generator to share with other Lake lovers. The ... Get More Info


Listing # ca0139093  |  $259,900.00

House  |  For Sale

70 King Close , Red Deer, Alberta, Canada

Perfect family home at a great price! QUICK POSSESSION on this well cared for home on a QUIET CLOSE in Kentwood. Private... Get More Info


Listing # ca0124552  |  $299,000.00

Commercial  |  For Sale

105 4 Cuendet Industrial Way , Sylvan Lake, Alberta, Canada

2000 OR 4000 sq ft if you take both units. LOCATION is a hot one on Hwy 20 with access road frontage give great ... Get More Info


Listing # ca0140631  |  $309,900.00

House  |  For Sale

51 Heenan Crescent , Sylvan Lake, Alberta, Canada

Fully Finished Bi-Level backing on to the walking trails in Sylvan Lake. This home offers 2 bedrooms on the main with a ... Get More Info


Listing # ca0147812  |  $309,900.00

Condo  |  For Sale

106 150A Vanier Drive , Red Deer, Alberta, Canada

BRAND NEW in VANIER WOODS!!! Be the first to own This spacious, high quality built 1245 sq ft 2-Storey townhouse built ... Get More Info


Listing # ca0132597  |  $349,900.00

House  |  For Sale

17 Hendrickson Bay , Sylvan Lake, Alberta, Canada

You will feel like youve come home when you enter this gorgeous 1460 square-foot bungalow. Everything about this ... Get More Info


Listing # ca0143551  |  $399,900.00

Vacant Land  |  For Sale

5123 50 Avenue , Red Deer, Alberta, Canada

Leased Parking lot downtown Red Deer on "Little Gaetz". Currently leased as a parking lot. 12 spaces at $65 each per ... Get More Info


Listing # ca0145980  |  $419,900.00

House  |  For Sale

4996 Aspen Lakes Boulevard , Blackfalds, Alberta, Canada

Like new Blackfalds stunner in Aspen Lakes on a large lot. This trendy 5 bedroom, 3 bath modified bi-level offers an ... Get More Info


Listing # ca0149612  |  $474,900.00

Condo  |  For Sale

102 5100 Lakeshore Drive , Sylvan Lake, Alberta, Canada

ON THE LAKE... what more needs to be said? Your balcony overlooks the beautiful beach and the Pier! Best access in ... Get More Info


Listing # ca0127415  |  $1,379,900.00

House  |  For Sale

295 Jarvis Glen Close , Sylvan Lake, Alberta, Canada

Priced hundreds of thousands below replacement cost. Perfect location on .75 acre wooded lot with super LOW MAINTENANCE ... Get More Info


Listing ID: 8404098  |  $9,900,000.00

Commercial  |  For Sale

5027 LAKESHORE DR, SYLVAN LAKE, AB, Canada

03_ Red_Deer_County -  AB_South -  Best Western Plus - The Chateau Inn is a 72 room, four storey hotel located in the centre of town in Sylvan Lake. ... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

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