Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # ca0123282  |  $1,490.00 Monthly

Commercial  |  For Lease

5 4609 50 Avenue , Sylvan Lake, Alberta, Canada

Great parking and exposure next to Panago Pizza and DQ. Large open area. Other rooms in back include 1 bathroom, ... Get More Info


Listing # ca0167919  |  $2,012.50 Monthly

Commercial  |  For Lease

156 2325 50 Avenue , Red Deer, Alberta, Canada

GREAT RETAIL LOCATION !! Recently renovated in modern colour scheme with vinyl planking flooring. Back room has ample... Get More Info


Listing # ca0158074  |  $89,900.00

Commercial  |  For Sale

2 255 Davison Drive , Red Deer, Alberta, Canada

TURN KEY OPERATION with 5 chairs, nail station, pedicure chair and private spa room. This Hair and Spa business has ... Get More Info


Listing # ca0169204  |  $97,900.00

Condo  |  For Sale

37 Points West Resort , Sylvan Lake, Alberta, Canada

Considering a lakeside getaway without the summer bustle of Sylvan Lake traffic and parking? Look no further! This gated... Get More Info


Listing # ca0153345  |  $99,000.00 $5,500.00 Monthly

Commercial  |  For Both Sale and Lease

101 5227 Lakeshore Drive , Sylvan Lake, Alberta, Canada

Pier 7 maybe one of the best locations in Sylvan Lake just across from the Marina. 5 unique areas of seating adding up ... Get More Info


Listing # ca0159225  |  $134,900.00

Condo  |  For Sale

3002 25074 South Pine Lake Road , Red Deer County, Alberta, Canada

CHEAPER THEN BUYING A LOT !This Modular home was manufactured in Edmonton for our weather year round. If you enjoy GOLF... Get More Info


Listing # ca0159208  |  $200,000.00

Condo  |  For Sale

601 5220 50A Avenue , Sylvan Lake, Alberta, Canada

A Rare 3 BEDROOM two STOREY find in the best location facing the lake. Good value based on cost per square footage ... Get More Info


Listing # ca0165987  |  $209,900.00

House  |  For Sale

6337 58 Avenue , Red Deer, Alberta, Canada

Formerly a boarding house with 7 or 8 bedrooms including the living room on main level. If you need economical housing ... Get More Info


Listing # ca0153602  |  $249,900.00

Condo  |  For Sale

317 5040 53 Street , Sylvan Lake, Alberta, Canada

VERY OPEN TO OFFERS! 1st class building in a premiere Sylvan Lake location short walk from the lake & downtown. This ... Get More Info


Listing # ca0124552  |  $299,000.00

Commercial  |  For Sale

105 4 Cuendet Industrial Way , Sylvan Lake, Alberta, Canada

2000 OR 4000 sq ft if you take both units. LOCATION is a hot one on Hwy 20 with access road frontage give great ... Get More Info


Listing # ca0153109  |  $309,900.00

Condo  |  For Sale

106 150A Vanier Drive , Red Deer, Alberta, Canada

BRAND NEW in VANIER WOODS!!! Be the first to own This spacious, high quality built 1245 sq ft 2-Storey townhouse built ... Get More Info


Listing # ca0168819  |  $315,900.00

House  |  For Sale

5115 47A Avenue , Sylvan Lake, Alberta, Canada

LEGAL SUITE and TRIPLE CAR GARAGE. Currently rented month to month with good revenue. Ideal to live on one floor and ... Get More Info


Listing # ca0154427  |  $341,900.00

House  |  For Sale

3 William Close , Sylvan Lake, Alberta, Canada

NEVER OFFERED FOR SALE BEFORE! This well maintained property has been lovingly cared for as evidenced by the beautiful ... Get More Info


Listing # ca0153726  |  $349,900.00

House  |  For Sale

32 Willow Springs Crescent , Sylvan Lake, Alberta, Canada

RENT for $2100 plus utilities OR OWN for less. Nice reno'd home in a GREAT LOCATION ready to move into on short notice.... Get More Info


Listing # ca0166613  |  $349,900.00

Condo  |  For Sale

3073 25074 South Pine Lake Road , Red Deer County, Alberta, Canada

Expertly built to the maximum allowable size for phase 3. FULLY FINISHED FULL BASEMENT with 3rd bedroom, full bath and ... Get More Info


Listing # ca0149612  |  $395,000.00

Condo  |  For Sale

102 5100 Lakeshore Drive , Sylvan Lake, Alberta, Canada

ON THE LAKE... what more needs to be said? Your balcony overlooks the beautiful beach and the Pier! Best access in ... Get More Info


Listing # ca0165151  |  $649,900.00

House  |  For Sale

10 38407 Range Road 21 , Red Deer County, Alberta, Canada

Great location close to Sylvan Lake and HWY 11. Big 32'x52' Extra detached Garage/Shop plus the TRIPLE CAR attached ... Get More Info


Listing # ca0159316  |  $699,900.00

Condo  |  For Sale

5031 25054 South Pine Lake Road , Red Deer County, Alberta, Canada

10 min downhill walk to Whispering Pines Golf Clubhouse and Pine Lake! This home was built and finished thoughtfully by ... Get More Info


Listing # ca0159335  |  $699,900.00

House  |  For Sale

5031 25054 South Pine Lake Road , Red Deer County, Alberta, Canada

10 min downhill walk to Whispering Pines Golf Clubhouse and Pine Lake! This home was built and finished thoughtfully by ... Get More Info


Listing # ca0153344  |  $995,000.00

Commercial  |  For Sale

5121 50 Avenue , Red Deer, Alberta, Canada

INVESTOR OPPORTUNITY. Leased Parking lot and 2 storey building downtown Red Deer on "Little Gaetz". This building is ... Get More Info


Listing # ca0160849  |  $1,289,000.00

House  |  For Sale

295 Jarvis Glen Close , Jarvis Bay, Alberta, Canada

Priced hundreds of thousands below replacement cost. Perfect location on .75 acre wooded lot with super LOW MAINTENANCE ... Get More Info


Listing # ca0162912  |  $1,300,000.00 $6,000.00 Monthly

Commercial  |  For Sale

3 Lakeshore Drive , Sylvan Lake, Alberta, Canada

Former HUMPTY"S is closed and available for a new INVESTOR OWNER. Located in high exposure area where the traffic slows... Get More Info


Listing ID: 8404098  |  $9,900,000.00

Commercial  |  For Sale

5027 LAKESHORE DR, SYLVAN LAKE, AB, Canada

03_ Red_Deer_County -  AB_South -  Best Western Plus - The Chateau Inn is a 2014 72 room, four storey, concrete floor hotel located in the centre of town ... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

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