Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # ca0180755  |  $15.00 / Square Feet

Commercial  |  For Lease

3 117 Lakeway Boulevard , Sylvan Lake, Alberta, Canada

This bay is located in a prime location across from a large apartment complex and quick access to the highway 11. Option... Get More Info


Listing # ca0181545  |  $30.00 / Square Feet

Commercial  |  For Lease

510,520525 6730 Taylor Drive , Red Deer, Alberta, Canada

Units 510 = 1,514 sf. Unit 520 = 1850 sf. Unit 525 = 1277 sf. Can be leased separately or combined for a total of ... Get More Info


Listing # ca0167919  |  $2,012.50 Monthly

Commercial  |  For Lease

156 2325 50 Avenue , Red Deer, Alberta, Canada

GREAT RETAIL LOCATION !! Recently renovated in modern colour scheme with vinyl planking flooring. Back room has ample... Get More Info


Listing # ca0158074  |  $64,900.00

Commercial  |  For Sale

2 255 Davison Drive , Red Deer, Alberta, Canada

TURN KEY OPERATION with 5 hair stylist chairs, NAIL STATION (always booked solid) , pedicure chair and private spa room.... Get More Info


Listing # ca0180464  |  $149,900.00

Condo  |  For Sale

117 8 Herder Drive , Sylvan Lake, Alberta, Canada

RENT TO OWN option on this FANTASTIC LOCATION! Close to schools, shopping and a totally enjoyable view of the Park from... Get More Info


Listing # ca0185765  |  $149,900.00

Commercial  |  For Sale

5020 50 Street , Sylvan Lake, Alberta, Canada

BALLOONS GALORE is a great year round business. A fun money maker that's running nicely in the black for years. Fully ... Get More Info


Listing # ca0185685  |  $172,500.00

Condo  |  For Sale

207 4902 37 Street , Red Deer, Alberta, Canada

Renovation completed on this 2nd floor unit. Everyone who lives here at Checkmate appreciates how quiet it is between ... Get More Info


Listing # ca0189027  |  $189,900.00

House  |  For Sale

43 Nichols Crescent , Red Deer, Alberta, Canada

Excellent starter home in a quiet neighborhood with 5 bedrooms, Perfect place for your family to call home! 3 bedrooms ... Get More Info


Listing # ca0174593  |  $288,800.00

House  |  For Sale

10 Gummow Close , Red Deer, Alberta, Canada

Fully finished BIG home on a QUIET CLOSE with second BIKE Garage/Work shop in back all at a great price at $35K UNDER ... Get More Info


Listing # ca0153109  |  $309,900.00

Condo  |  For Sale

106 148 Vanier Drive , Red Deer, Alberta, Canada

BRAND NEW in VANIER WOODS!!! Be the first to own This spacious, high quality built 1245 sq ft 2-Storey townhouse built ... Get More Info


Listing # ca0186518  |  $329,900.00

House  |  For Sale

5 FALCON RIDGE Drive , Sylvan Lake, Alberta, Canada

Welcome home to this fully-finished BUNGALOW with an over-sized RV READY yard in Fox Run. This home features over 1300 ... Get More Info


Listing # ca0186473  |  $354,000.00

House  |  For Sale

80 Reichley Street , Red Deer, Alberta, Canada

Move your family to this beautiful home nestled in the desirable, family-centric community of Rosedale Meadows. This ... Get More Info


Listing # ca0175203  |  $369,900.00

House  |  For Sale

13 4028 Highway 11 , Rural Lacombe County, Alberta, Canada

RENT TO OWN options. Formerly RWD TRUCKING site (County will look favourably at application for your business use if ... Get More Info


Listing ID: 10722694  |  $689,900.00 $3,933.00 Monthly

Commercial  |  For Both Sale and Lease

5003 LAKESHORE DR, 130 , SYLVAN LAKE, AB, Canada
Across the street from the main beach

03_ Red_Deer_County -  AB_South -  Largest (2484 SF) Good Earth franchise in Western Canada! Opened 18 months prior to listing it for sale. Operating in ... Get More Info


Listing ID: 10759197  |  $1,000,000.00

Vacant Land  |  For Sale

40127 RR25 , SYLVAN LAKE, AB, Canada

Full Quarter section (160 acres) North of Sylvan Lake with gently sloped towards the south with view of the lake. Half ... Get More Info


Listing # ca0170987  |  $8,200,000.00

Commercial  |  For Sale

5027 Lakeshore Drive , Sylvan Lake, Alberta, Canada

If you believe like we do that the central Alberta economy is turning around then it's time to buy . This Best Western ... Get More Info


Listing ID: 8404098  |  $9,900,000.00

Commercial  |  For Sale

5027 LAKESHORE DR, SYLVAN LAKE, AB, Canada

03_ Red_Deer_County -  AB_South -  Best Western Plus - The Chateau Inn is a 2014 72 room, four storey, concrete floor hotel located in the centre of town ... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.